Foreclosures vs. Short Sale: Which One Affects Your Credit More? Your mortgage is likely your biggest expenses. If you start having trouble with debt, you are likely to continue paying your mortgage, since that is your most important expense. But over time, as your debts continue to mount, you may…
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Divorce and Bankruptcy: Common Misconceptions about Divorce Debt Divorce and bankruptcy can both be complicated. Put them together, and you may have even more confusion. There are a lot of questions that will arise for which you’ll need the experienced counsel of your Gilbert bankruptcy attorney…
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Bankruptcies and Debt Settlements: Know the Difference Credit card debt can get away from the best of us. Once those balances creep up, they become harder and harder to pay down. You start to have higher monthly payments that you can’t meet, and you struggle to make the numbers drop since interest…
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Avoid These Disastrous Mistakes To Keep Your Social Security Safe Your Social Security is owed to you after you have worked and paid into the system. It provides a safeguard so that you have some financial support after you retire or are no longer able to work. You should be able to count on it…
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A Guide to Managing Your Credit Report after Filing for Bankruptcy Filing for bankruptcy can be one of the best things for dealing with your debt. You could struggle for years to pay off your debt, bit by bit, just chipping away at it like trying to carve a sculpture into a glacier with an icepick…
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How to Handle Your COVID-19 Debt The COVID-19 pandemic has changed our lives in dramatic ways in a very short period of time. Within weeks after the first stay-at-home orders were issued, millions of people had been laid off from their jobs. Millions more had to take a pay cut, were furloughed, or…
Debt Collector Lawsuits Actions to Take When Youre Being Sued Most people never have to go through the process of being sued, so they are shocked and confused about what to do when it happens with one of their creditors. But that’s exactly what can happen when you fall well behind on your debt…
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Steps to Take When Your Wages Have Been Garnished Your creditors have a number of legal options available to them if you do not pay what you owe. One of those options is wage garnishment , which automatically takes money out of your paycheck (your employer would send the money to the creditor…
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6 Ways You Can Help Your Credit after Filing for Bankruptcy By the time you decide to file for bankruptcy, your credit has likely been on a downward spiral for some time. Your credit report is probably littered with delinquencies, excessive credit inquiries, and credit accounts that are maxed out…
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The Types of Debt You Can Discharge with Bankruptcy Who wouldn’t want to be told that their debt can just go away? That what they owe has been forgiven, just like that? That’s what bankruptcy can offer for some. It can relieve you of your responsibility to pay those debts that you cannot pay, and…
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