Foreclosure Woes: What are Your Rights? You know that trouble is waiting for you month after month as you fail to come up with the money for the mortgage once again. You may try to negotiate with the bank directly, to no avail. Or you may just keep hoping that things are going to turn around for…

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The late notices and “final warning” letters will only continue for so long. No, the debt won’t just disappear. Your creditor won’t just give up, realizing that you aren’t going to pay the bill (or that you can’t). If you don’t take steps to negotiate with your creditor or to work out a payment…

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Can I File for Chapter 7 Bankruptcy in Arizona and Keep My Car? Some people are hesitant to file for bankruptcy, even when they are mired in debt and are facing ongoing harassment from their creditors. They may start getting notices of repossession or even of foreclosure, yet they still don’t take…

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Tracking the Critical Stages of Chapter 7 Bankruptcy Filing for Chapter 7 bankruptcy can give you enormous debt relief . You can get all of your unsecured debt discharged if you qualify, including all your credit card debts, medical bills, personal loans, and more. Imagine how your finances would…

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Steps to Take When Your Bank Account is Garnished Creditors will take a number of measures to collect on what you owe. You will receive a number of notices in the mail, and you will be called repeatedly by representatives. Eventually, the creditor will start levying fines, and then it will start…

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Foreclosures vs. Short Sale: Which One Affects Your Credit More? Your mortgage is likely your biggest expenses. If you start having trouble with debt, you are likely to continue paying your mortgage, since that is your most important expense. But over time, as your debts continue to mount, you may…

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Divorce and Bankruptcy: Common Misconceptions about Divorce Debt Divorce and bankruptcy can both be complicated. Put them together, and you may have even more confusion. There are a lot of questions that will arise for which you’ll need the experienced counsel of your Gilbert bankruptcy attorney…

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Bankruptcies and Debt Settlements: Know the Difference Credit card debt can get away from the best of us. Once those balances creep up, they become harder and harder to pay down. You start to have higher monthly payments that you can’t meet, and you struggle to make the numbers drop since interest…

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Avoid These Disastrous Mistakes To Keep Your Social Security Safe Your Social Security is owed to you after you have worked and paid into the system. It provides a safeguard so that you have some financial support after you retire or are no longer able to work. You should be able to count on it…

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A Guide to Managing Your Credit Report after Filing for Bankruptcy Filing for bankruptcy can be one of the best things for dealing with your debt. You could struggle for years to pay off your debt, bit by bit, just chipping away at it like trying to carve a sculpture into a glacier with an icepick…

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